Bright Wealth partners with you to cover all of your financial needs. Our services extend from bookkeeping and accounting to wealth protection and advice. We will see to it that we are your financial partners for life.
The Bright Wealth experience is our unique process that guides you through an effective, yet simple series of decisions that will form the basis of a clear-focused and structured plan to maximise your future security. Bright has a holistic and flexible approach to serve your financial circumstances as they continue to evolve over time.
Accounting / Taxation Services
Bright's high-level and thorough accounting and business services cover all financial aspects that affect you and your business including accounting, taxation planning, superannuation and compliance. We service individuals, partnerships, trusts and companies with:
- Personalised superannuation and tax planning advice
- Income tax, GST, Capital Gains and Fringe Benefits Tax
- Tax returns
- Annual financial statements
- Monthly and quarterly BAS and IAS statements
- Bookkeeping
- Administering Self-Managed Superannuation Funds
- Business structuring advice including the set up of Companies, Trusts and superannuation funds
- Cash flow analysis
- Advice and assistance with financing and business management.
We believe tax planning is critical. We work with you to ensure your current structure is tax effective and provide opportunities for you to build your wealth. We understand that tax does not begin and end with tax returns and our partnership with you reflects it.
We monitor and provide advice on your continuning fiduciary requirements such as GST and preparation of your BAS, Capital Gains Tax and tax compliance for individuals, companies, partnerships, trusts and self managed super funds.
Business Advisory
Our speciality is Business Advisory. Our focus is on ensuring your business is operating to the best of its financial ability, leaving you the business owner to focus on your strengths.
We provide advice in the structuring of your business, risk management practices, developing strategies for your exit to maximize your wealth at retirement and recommendations of the daily operations and cash flow management. We provide a full financial management system that incorporates valuing your business, achieving financial targets, forecasting financials and implementing business plans.
Financial Advice and Wealth Protection
We develop a personalised wealth strategy to build and protect your wealth. Our approach is to tailor a flexible financial plan that can evolve as your life situations change, to meet and exceed your life goals and financial objectives. The Bright experience financial advice services include:
- Wealth accumulation strategies
- Life and income protection insurance
- Superannuation administration and advice
- Estate planning
- Cashflow and debt management
- Business succession and business planning and advice
WEALTH ACCUMULATION
Are you completely satisfied with your current financial position, the income your earning, your asset structure and bank balances? With your financial strategy donʼt be stuck in the past or the present, we advise you to be a smart thinker that has a strategy in place for tomorrow.
Where to start? How much is enough? What do I need? There are many questions when it comes to smart investing, we will have you in the best position to make the smart investment choices, youʼll be sleeping well knowing your money will be working to itʼs full potential.
RETIREMENT
Will you have the funds available to live the retirement lifestyle you imagine? Do you even know the cash flow youʼre looking for and the funds you need invested to achieve that? Our strongest advice is to have a plan, understand your plan and stick to your plan. We will identify your retirement needs and provide you with the right recommendations to give you your desired lifestyle in retirement. Importantly we will ensure you take advantage of all government benefits owed to you and be on top of any market and legislative changes.
SUPERANNUATION
For most of us our superannuation is going to be the largest asset we ever own. It should be providing you with significant wealth building, wealth protection and tax minimisation opportunities. It can be an ideal investment vehicle that has the added benefit of a 15% tax rate, well below the personal tax rate for most working Australians. Our advice for a smart super strategy is to acknowledge it early in your working life and think long term to maximise the opportunities available to you.
LIFE INSURANCE
The greatest asset for you and your family is your ability to earn an income, itʼs important you have it protected for your sake and your familyʼs security. We will ensure you are provided with the right insurance strategies that reflect your personal requirements and importantly provide you and your family with certainty and simplicity.
ESTATE PLANNING
The right money, to the right people at the right time, this is all about your family because death is an unfortunate fact of life. Imagine leaving your family with no will or one that is not up to date. We will provide you with the guidance and structure to ensure you and your family are fully prepared in the event of your death.
CASHFLOW / DEBT MANAGEMENT
Are you getting the maximum out of the dollars you are spending and receiving? We will structure your expenses and debt levels so you are maximising the potential of your income and lifestyle.
BUSINESS SUCCESSION PLANNING
In most cases a successful business owner understands the need for good planning and strategy. At times expert advisors are needed to add certain skills and expertise that may otherwise be missing. We have the skills and expertise to develop your succession plan for your financial security. We will align with your solicitor ensuring the process is smooth during a possibly unsettling time of your life.
